Everybody wants a side hustle these days. While it can be difficult to find reliable, legit ways to make a little extra cash, they are out there. Here’s some ways to save when you spend, get another income stream, or invest your money better.
1. Capital One Shopping
Capital One Shopping is a service I’ve been using and personally found success saving both time and money with.
Add the extension to your browser, and any time you’re shopping online, Capital One has your back. The extension alerts you if another website offers the same product at a lower price. It also searches the internet and plugs in a variety of coupon codes upon checkout. All in the name of saving you money.
It’s free and easy to install, so what are you waiting for? Download the Capital One Shopping extension today.
2. SmartFinancial
Buying insurance sure sounds like a hassle, doesn’t it? Spending hours comparing rates and coverages, and still ending up overpaying for some subpar insurance. Worry no more, SmartFinancial makes the insurance buying process a breeze.
Whether you want to insure your home, car, life, health, or commercial space, SmartFinancial is there for you. Simply visit their site, answer a few questions, and they’ll find the lowest rates in your area. Then you can choose the right offer for your needs. The best part? It’s all 100% free.
3. Turbodebt
Debt can be the most powerful tool, or pitfall, in personal finance. If you find yourself on the wrong side of debt, Turbodebt is the tool for you.
By starting with a free consultation on their website, you can get on track to being debt-free. First, Turbodebt seeks to understand your immediate and long-term savings goals. Then they leverage partnerships with multiple debt programs to find the most effective debt relief plan for you. Finally, you are able to choose the plan that best fits your needs.
Turbodebt could be the beginning of your journey to financial independence, so get a free consultation today.
4. Borrowell
Credit scores impact everything you do in life. If you’re planning on buying a house or car, applying for a loan, buying insurance, or getting a job anytime soon, you need to know your credit score. Because the other party will use your credit to judge your ability to pay off debt.
Borrowell provides a free credit score check upon signing up, and it won’t affect your score in any way. Download your credit report, receive weekly updates, and protect against fraud with Borrowell’s credit monitoring services.
Raising your credit score will unlock lower interest rates and a wider variety of financial services available to you, so sign up for Borrowell today.
5. Cleo
Machine learning has been brought to your finances. Cleo is an AI chatbot that acts as your personal finance assistant.
Cleo’s goal is to “make it normal to talk about money”. And why shouldn’t it be? It’s your livelihood.
Through the Cleo app, you can budget, save, borrow, and build credit. It will even spot you up to $100. Cleo’s satisfied customers rave that it has helped them cut down on spending and focus more on saving. Cleo is also entertaining and it only takes 2 minutes to sign up, so why not give it a try?
6. Credit Karma
Credit Karma is another service I’ve personally used and found helpful. Their app will alert you if your credit changes, show what factors affect your credit score, and recommend ways to increase your score. The transparency and ease of use makes Credit Karma a top choice for me, and has boosted my confidence in my credit.
While I’ve only used the app to keep track of my credit score, there are plenty of other ways Credit Karma can help your finances, such as will suggest credit cards and loans you may be eligible for. Your Approval Odds are shown before applying, so you know the chances you’ll be accepted for a certain card or loan.
Additionally, Credit Karma offers banking services, personalized debt relief, and more. You can give their app a download here.
7. Fundrise
For many years, real estate has been an investment class available only to the upper-class and institutional investors. Now you can easily invest in real estate too, thanks to Fundrise.
Fundrise is a real estate investment platform that allows you to build a diversified portfolio with institutional-quality properties. For a limited time, you can invest only $10 and you’ll get another $10 in shares.
Real estate works great as a hedge, especially with Fundrise. At the time of publishing, they have a $7+ billion real estate portfolio, and YTD returns of 5.52%. The stock market has been down this year, with the S&P 500 returning at -19.96% YTD. Fundrise can add some stability to your portfolio, and is the future of real estate investing.
8. Go2Bank
In today’s world everything is on your phone, so why not your bank? Go2Bank calls itself the Ultimate Mobile Bank Account, and for good reason. Unlike legacy banks, Go2Bank is part of the new banking revolution, and is built to work entirely for your phone.
With their app you can pay bills, cash checks, and deposit cash at local retailers. The great benefits include competitive savings account rates, cashback on eGift card purchases, a nationwide ATM network, and various ways to build credit. There’s no monthly fees, no hidden fees, and no minimum balance required to open an account.
So if you’re tired of your old bank, or simply exploring options, check out Go2Bank.
9. HyreCar
The gig economy has taken over our world, for better or worse. HyreCar is the newest innovation, which allows car rentals for rideshare, delivery, and more.
If you’re looking to earn a few bucks on the side, HyreCar is for you. Simply choose how long you want to rent for, and you have the flexibility to work multiple services. Every rental comes with rideshare insurance, and can be easily linked to your rideshare or delivery platform.
If you already own a car, turn it into a passive income stream by listing it on HyreCar. You can set your own rates and will be protected by insurance. This is perfect for that second car or old car going unused.
10. InboxDollars
Believe it or not, your opinion matters. At least it does to the people at InboxDollars, who have an online rewards program that pays you for doing activities. Since 2000, they’ve given out over $80 million in cash rewards.
Taking short surveys, testing new games, and grocery cash rewards are three opportunities for you to make money with InboxDollars. If you join their mailing list, they will send you the best samples and discounts from the top online shopping brands. InboxDollars will even pay you to read their emails, and more if you complete the offers.
Sounds too good to be true? Netflix, Walmart, and Target are among InboxDollars’ variety of partnered brands. So give them a try and make some cash today.
11. Neighbor
Much like HyreCar, Neighbor is in the business of connecting you with someone else who can help you. And generating a passive income stream. If you have a garage or unused room, you can get paid for helping out a local neighbor who needs storage space.
First, list your space and price. Then, review renters’ applications, which includes their items and duration of storage. Once you’ve approved a suitable offer, you can schedule a move-in time with your new renter. Automatic monthly deposits to your bank account and host liability protection of $1,000,000 lets you sleep tight knowing your assets are safe.
So if you have empty space in your garage, driveway, basement, shed, or guest room, it’s time to make some money.
