Having an eviction on your record—your eviction will probably show up when a potential landlord orders a rental history report on you—can make it difficult to find someone to trust you as a tenant. Here is what you can do to mitigate the damage of an eviction.
Pay rent to friends or family
Paying a set monthly amount of rent to your host can help you earn trust with future landlords. A written record of your on-time payments can help demonstrate your responsibility to landlords further down the line.
Make it right with the landlord who evicted you
Try and make financial amends with the landlord who evicted you. Once you pay them back, ask them for a letter of reference. A person who evicted you vouching for you can make a huge difference.
Hold a steady job for six months
Landlords want proof that you make enough money to cover your rent. Most landlords will want to see at least three months of paystubs. Given your situation, six months is better.
Recruit a cosigner
Landlords might require a cosigner after finding eviction on your record. Your co-signer is taking on financial responsibility if you don’t deliver on your payments. Make sure you both understand the seriousness of the agreement before making the decision.
Bring your credit score up to snuff
The lower your credit utilization ratio, the higher your credit score. Keeping your utilization ratio under 30 percent is best, but keeping it under 10 percent is even better for your score. Be sure to never miss payments or pay bills late. Your payment history makes up a whopping 35 percent of your FICO score. Any missed or late payments can linger on your credit report for seven years.